Ovo ti je standardna praksa. Prvo se vraca kamata pa onda glavnica... Dzukacki, ali je tako...
Nemoj nista sam da pretpostavljas, lepo idi u banku/e i raspitaj se o svim varijantama prevremene otplate itd...
Po zakonu moraju da ti iskazu koliko ces na kraju vratiti (efektivna kamatna stopa),ako vrdaju oko toga...predji u drugu banku.
...It's nothing very special...
Try and be nice to people, avoid eating fat, read a good book every now and then, get some walking in, and try and live together in peace and harmony with people of all creeds and nations.
Monty Python's The Meaning of Life